financial planning

STORM PREPARATION

The television weather report warns of another storm and we run out to buy milk and bread. We purchase batteries and make sure we have gasoline in our cars and firewood for our homes, just in case. This has become a ritual and we do it almost without thinking. Storm preparation is wise planning for […]

I NEED IT!

Many people resist creating a budget, but this is an important tool to keep track of our finances. We often say to ourselves, I need it even though we actually mean I want it. When we decide to create a budget, one of the first things to consider is whether each item is a need […]

SCHOOL STARTS SOON; START SAVING

The regular school year will be starting in the next few weeks or may have already started for some students. The summer is virtually over as we see kids and young adults go back to elementary, middle schools and high schools. They will be sitting in classrooms throughout the area. Many parents are out shopping […]

VISIONS OF RETIREMENT

Do you know when you can retire with enough resources to be comfortable? This might seem like an easy question to answer, but there are many factors that can influence your response. Among these factors are the amount of money you are investing each month, the return on that investment, current market trends, current and […]

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