GATHER YOUR NUTS AND ACORNS (RESERVES)

Fall is on the way and we are reminded as animals prepare for the colder months ahead. We humans could take a lesson from our feathered and furry friends outside as they gather nuts and acorns. What planning will you do for the upcoming season? Have you prepared for gift-giving during the holiday season and […]

STORM PREPARATION

The television weather report warns of another storm and we run out to buy milk and bread. We purchase batteries and make sure we have gasoline in our cars and firewood for our homes, just in case. This has become a ritual and we do it almost without thinking. Storm preparation is wise planning for […]

I NEED IT!

Many people resist creating a budget, but this is an important tool to keep track of our finances. We often say to ourselves, I need it even though we actually mean I want it. When we decide to create a budget, one of the first things to consider is whether each item is a need […]

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